Smart Money: Overcoming Structural Challenges

Smart Money: Overcoming Structural Challenges

The investment information provided on this page is for educational purposes only. NerdWallet does not provide advisory or brokerage services, and does not recommend or advise investors to buy or sell particular stocks, securities or other investments. Welcome to NerdWallet’s Smart Money Podcast, where we answer your real money questions. This week’s episode is dedicated … Read more

How to safely use payment apps

How to safely use payment apps

Kimberly Palmer As a frequent PayPal user, I was not surprised to see a payment request pop up on the app. But when I read it, I knew something was wrong. In the message, a stranger asked me to send them $699 in order to get a “refund”. While I immediately recognized the request as … Read more

Why it pays to wait to apply for Social Security retirement benefits

Why it pays to wait to apply for Social Security retirement benefits

Moyo studio | E+ | Getty Images The first Social Security check was issued 83 years ago. The check, for $22.54, went to retired legal secretary Ida May Fuller of Ludlow, Vermont. Today, in 2023, the average retirement benefit is $1,827 per month, according to the Social Security Administration. The maximum Social Security benefit for … Read more

How to check if you’re owed a share of $70 billion in unclaimed assets

How to check if you’re owed a share of  billion in unclaimed assets

Simple pictures | time | Getty Images How to check if you have unclaimed property Every year on February 1, the group marks “Unclaimed Property Day”, when it encourages people to check out missingmoney.com – a national clearinghouse for unclaimed assets in which most states participate – or a state’s unclaimed property website. It’s worth … Read more

Personal Finance Advice, True Crime, A Hollywood Insider & Damar Hamlin

Personal Finance Advice, True Crime, A Hollywood Insider & Damar Hamlin

Keep scrolling for our latest podcasts covering a variety of topics including finance, crime, entertainment, sports, ethical weather and more. Start listening now! Do you have the correct bank accounts? Most of us have a checking account and a savings account and that might be fine. But it’s also possible that circumstances have changed and … Read more

“I want to meet someone rich. Is it so bad? I win $210,000. I’m tired of dating “losers”.

“I want to meet someone rich.  Is it so bad?  I win 0,000.  I’m tired of dating “losers”.

I’ve reached the point in my life where I want to settle down, but I recently had a disagreement with a friend about my priorities, and I’d appreciate your insight. I’m 46, single, and make $210,000, not including my annual bonus. I have paid off my student loans and I own my house. He is … Read more

I’m 66 and I have $47,000 left on my 30-year mortgage. I’ll be 90 when it’s paid off. Should I refinance to a 15-year fixed?

I’m 66 and I have ,000 left on my 30-year mortgage.  I’ll be 90 when it’s paid off.  Should I refinance to a 15-year fixed?

Dear MarketWatch, I am 66 and have a mortgage with $47,000 remaining. My interest rate is 3% and it is a 30 year fixed rate mortgage. I pay $136 per month. My mortgage was supposed to be paid off in 2027. But my old lender decided to sell my loan to another, and now it … Read more

As the Fed hikes rates a quarter point, here’s where financial advisers are telling clients to invest — and store — their money and colleges have used pandemic-era relief funds to nearly cancel $1.5 billion in student debt

As the Fed hikes rates a quarter point, here’s where financial advisers are telling clients to invest — and store — their money and colleges have used pandemic-era relief funds to nearly cancel .5 billion in student debt

Hi, MarketWatchers. Don’t miss these top stories. As the Fed hikes rates a quarter point, here’s where financial advisers are telling clients to invest — and store — their money The Fed’s 25 basis point move is its eighth consecutive interest rate hike. Read more Colleges used pandemic-era relief funds to write off nearly $1.5 … Read more

How to check if you’re owed a share of $70 billion in unclaimed assets

How to check if you’re owed a share of  billion in unclaimed assets

Simple pictures | time | Getty Images How to check if you have unclaimed property Every year on February 1, the group marks “Unclaimed Property Day”, when it encourages people to check out missingmoney.com – a national clearinghouse for unclaimed assets in which most states participate – or a state’s unclaimed property website. It’s worth … Read more